How to Buy Property in Dubai as a Foreigner

Can Foreigners Buy Property in Dubai?

Yes — foreigners can buy property in Dubai in designated freehold zones. Since 2002, the UAE government has allowed non-nationals to purchase, sell and lease property in these areas.

Freehold vs Leasehold

Freehold: You own the property and land outright forever. Areas include Dubai Marina, Downtown Dubai, Palm Jumeirah and Business Bay.
Leasehold: You own the property for up to 99 years. Less common but available in some areas.

Step-by-Step Process

1. Engage a RERA-registered agent
2. Sign a Memorandum of Understanding (MOU)
3. Pay a 10% deposit
4. Apply for a No Objection Certificate (NOC) from the developer
5. Transfer ownership at the Dubai Land Department (DLD)

Fees to Budget For

• DLD Transfer Fee: 4% of property value
• Registration Fee: AED 2,000–4,000
• Agent Commission: 2%
• Mortgage Registration: 0.25% of loan amount